Required Documents

• Different Programs require varying amounts of documentation.  The list below provides a general idea of the items usually needed to process an application. The loan program you select may require more or less documentation.

  • Past two (2) years W-2 statements.
  • Pay Stubs covering the last thirty (30) days.
  • Most recent two (2) months banks statements.
  • If you are purchasing... a copy of the purchase agreement/sales contract.
  • If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord.
  • If you are refinancing... a copy of your current Note, and most recent tax bill.
  • If divorced... we may need a fully executed divorce decree.

  For borrowers who are self-employed, employed in sales, paid by commission, or own rental properties :

  • Two (2) years signed federal tax returns- including all schedules.