How Much Certain Things Will Affect My Credit Score

How Much Certain Things Will Affect My Credit ScoreCourtesy of Advantage Credit, Inc.This is probably the biggest question we get in the credit reporting industry, “how much will (blank) affect my credit score?” You can fill in the blank with inquiry, opening a new account, closing an account, having a late payment, etc. The list goes on and on.The truth is there is not a set amount of points for any of these things. It all depends on what the rest of your credit report looks like. The amount of points an action will affect your credit scores will also vary from bureau to bureau. F...

August 1st, 2016 How Much Certain Things Will Affect My Credit Score

Biggest Mistakes Sellers Make

Data provided by ActiveRain is an online community of real estate professionals who exchange best practices, write real estate blogs, and get free education from the industry and their peers.  

January 26th, 2014 Biggest Mistakes Sellers Make

Freddie Repays Taxpayers; Fannie is Close

Freddie Repays Taxpayers; Fannie is Close

November 9th, 2013 | taxpayer bailout, freddie mac, fannie mae, Freddie Repays Taxpayers; Fannie is Close

Important Updates to FHA and USDA Loans

       Important Updates     FHA Mortgage Insurance – New MIP factors will be effective April 1, 2013. On a maximum LTV loan, the annual factor is 1.35% (up from 1.25%). ...

April 6th, 2013 Important Updates to FHA and USDA Loans

6 Ideas to Help you Save

For most of us spending money is a lot more fun than saving money. However most, if not all, wish that we would have saved more by now. Here are a few helpful ideas about saving: 1. Set Goals If you are saving for retirement, a new car, college, a wedding, or something else it is important to set goals. Be sure to write your goals down. Once you have your ultimate goal defined, break it down into monthly achievable goals. Be realistic when you set your goals so that you can comfortably set the money aside each month. 2. Live within your Budget It isn't always fun to have a budge...

November 13th, 2012 | saving tips, 6 Ideas to Help you Save

Young Adults and Credit

 Young Adults and Credit (courtesy of Advantage Credit Inc.) In preparation for obtaining your first auto or home loan, it is a good idea to establish credit in advance. This will give you the foundation for a good credit history and credit scores. It is important to know how to utilize credit to make it work for you instead of against you. Having a credit card with a $300 credit limit is not the same as having $300 in cash. It is very easy to purchase those 5 music CD’s you have been wanting with a credit card, even if you don’t have cash in your checking account. But you ma...

September 8th, 2012 | young adults credit, fico scores, Young Adults and Credit

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Kings Mortgage Services Inc.

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act - NMLS 264441

Thank you for your interest in our company. Please select from any of the following ways to contact us.


1507 N. 11th Ave.
Hanford, CA 93230
Phone: 559-585-7400
Fax: 559-585-7404
3700 W Mineral King
Visalia CA 93291
Phone: 559-713-1064
Fax: 559-713-1065
2020 High St., Suite A
Selma, CA, 93662
Phone: 559-318-9931
Fax: 559-318-9934
685 W. Alluvial #105 Fresno, CA 93711
Phone: 559-432-5100
Fax: 559-432-2796
136 W. Branch St.
Arroyo Grande, CA 93420
Phone: 805-904-6991
Fax: 805-904-6999
4244 W. Mineral King Avenue
Visalia, California 93291
Phone: 559-713-1200
Fax: 559-713-1275