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Young Adults and Credit

 Young Adults and Credit (courtesy of Advantage Credit Inc.) In preparation for obtaining your first auto or home loan, it is a good idea to establish credit in advance. This will give you the foundation for a good credit history and credit scores. It is important to know how to utilize credit to make it work for you instead of against you. Having a credit card with a $300 credit limit is not the same as having $300 in cash. It is very easy to purchase those 5 music CD’s you have been wanting with a credit card, even if you don’t have cash in your checking account. But you ma...

September 8th, 2012 | young adults credit, fico scores, Young Adults and Credit