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Young Adults and Credit

 Young Adults and Credit (courtesy of Advantage Credit Inc.) In preparation for obtaining your first auto or home loan, it is a good idea to establish credit in advance. This will give you the foundation for a good credit history and credit scores. It is important to know how to utilize credit to make it work for you instead of against you. Having a credit card with a $300 credit limit is not the same as having $300 in cash. It is very easy to purchase those 5 music CD’s you have been wanting with a credit card, even if you don’t have cash in your checking account. But you ma...

September 8th, 2012 | young adults credit, fico scores, Young Adults and Credit

Real Estate Providing Positive Stimulus

Data on real estate sales and construction to be released shortly should be very interesting. For the first time in a long time, real estate is not a drag on the economy. On the contrary, for the first time in years real estate is in a position to provide stimulus to the economy in the shadow of this current slow patch. Thus far this year the real estate market is growing approximately ten percent year-over-year. We need this continuous growth to lift the real estate market out of its long term slump and to start pulling its own weight within the economy. When people purchase homes, they c...

July 1st, 2012 | real estate, puchase, refinance, Real Estate Providing Positive Stimulus

Increases to FHA Mortgage Insurance

FHA Announces Increases to MI Fees Effective April 1, 2012 No, this is not an early April Fools Joke - FHA is again increasing their fees!  They use the Case Number Assignment (Appraisal Request) as the effective date, so loans in process or already closed will not be affected. If you are thinking about buying a home, please get your application in before April 1st to avoid the higher fees.  You can apply online www.KingsMortgage.com or contact one of our Loan Officers to answer any questions.

March 3rd, 2012 | fha loan, mortgage insurance, increase, Increases to FHA Mortgage Insurance

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