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Freddie Repays Taxpayers; Fannie is Close

Freddie Repays Taxpayers; Fannie is Close http://www.mortgagenewsdaily.com/11072013_gse_financial_reports.asp

November 9th, 2013 | taxpayer bailout, freddie mac, fannie mae, Freddie Repays Taxpayers; Fannie is Close

Important Updates to FHA and USDA Loans

       Important Updates     FHA Mortgage Insurance – New MIP factors will be effective April 1, 2013. On a maximum LTV loan, the annual factor is 1.35% (up from 1.25%). ...

April 6th, 2013 Important Updates to FHA and USDA Loans

6 Ideas to Help you Save

For most of us spending money is a lot more fun than saving money. However most, if not all, wish that we would have saved more by now. Here are a few helpful ideas about saving: 1. Set Goals If you are saving for retirement, a new car, college, a wedding, or something else it is important to set goals. Be sure to write your goals down. Once you have your ultimate goal defined, break it down into monthly achievable goals. Be realistic when you set your goals so that you can comfortably set the money aside each month. 2. Live within your Budget It isn't always fun to have a budge...

November 13th, 2012 | saving tips, 6 Ideas to Help you Save

Young Adults and Credit

 Young Adults and Credit (courtesy of Advantage Credit Inc.) In preparation for obtaining your first auto or home loan, it is a good idea to establish credit in advance. This will give you the foundation for a good credit history and credit scores. It is important to know how to utilize credit to make it work for you instead of against you. Having a credit card with a $300 credit limit is not the same as having $300 in cash. It is very easy to purchase those 5 music CD’s you have been wanting with a credit card, even if you don’t have cash in your checking account. But you ma...

September 8th, 2012 | young adults credit, fico scores, Young Adults and Credit

Real Estate Providing Positive Stimulus

Data on real estate sales and construction to be released shortly should be very interesting. For the first time in a long time, real estate is not a drag on the economy. On the contrary, for the first time in years real estate is in a position to provide stimulus to the economy in the shadow of this current slow patch. Thus far this year the real estate market is growing approximately ten percent year-over-year. We need this continuous growth to lift the real estate market out of its long term slump and to start pulling its own weight within the economy. When people purchase homes, they c...

July 1st, 2012 | real estate, puchase, refinance, Real Estate Providing Positive Stimulus

Increases to FHA Mortgage Insurance

FHA Announces Increases to MI Fees Effective April 1, 2012 No, this is not an early April Fools Joke - FHA is again increasing their fees!  They use the Case Number Assignment (Appraisal Request) as the effective date, so loans in process or already closed will not be affected. If you are thinking about buying a home, please get your application in before April 1st to avoid the higher fees.  You can apply online www.KingsMortgage.com or contact one of our Loan Officers to answer any questions.

March 3rd, 2012 | fha loan, mortgage insurance, increase, Increases to FHA Mortgage Insurance

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Kings Mortgage Services Inc.

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act - NMLS 264441

Thank you for your interest in our company. Please select from any of the following ways to contact us.

 

HANFORD
1507 N. 11th Ave.
Hanford, CA 93230
Phone: 559-585-7400
Fax: 559-585-7404
VISALIA
3700 W Mineral King
Visalia CA 93291
Phone: 559-713-1064
Fax: 559-713-1065
SELMA
2020 High St., Suite A
Selma, CA, 93662
Phone: 559-318-9931
Fax: 559-318-9934
FRESNO
685 W. Alluvial #105 Fresno, CA 93711
Phone: 559-432-5100
Fax: 559-432-2796
ARROYO GRANDE
136 W. Branch St.
Arroyo Grande, CA 93420
Phone: 805-904-6991
Fax: 805-904-6999
CORPORATE OFFICE
4244 W. Mineral King Avenue
Visalia, California 93291
Phone: 559-713-1200
Fax: 559-713-1275