A conventional mortgage loan requires a 20% down payment. If you are a first-time homebuyer however, saving up tens of thousands of dollars can seem like an impossible task. Of course, there are loan programs, like FHA mortgages, that allow for low down p
Feb 10, 2021 | Government Loans USDA Loans
USDA Loan Defined These are mortgages backed by the U.S. Department of Agriculture. They are designed to help low- or middle-income borrowers buy homes in non-urban areas. USDA loans are not actually made by the government; they are made by traditional m
Sep 09, 2020 | Government Loans USDA Loans
Are there ways to get a mortgage loan without making a down payment? While the options are not as plentiful as they used to be, there are still at least four government-backed programs that allow borrowers to buy a home with no down payment. Over a decad
May 22, 2019 | First-time Homebuyers Purchasing a Home FHA Loans Government Loans VA Loans USDA Loans