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Passing of the Crown!

Passing of the Crown!

Announcing New Management in 2020— Paula Silva has officially passed the crown over to Angie Cansler in our Hanford Branch Office—and we couldn’t be happier for both ladies! Paula has been the Manager in Hanford since joining KMSI in 20

Jan 01, 2020 |

3 Things Lenders Don’t Want to See on Your Bank Statements

3 Things Lenders Don’t Want to See on Your Bank Statements

When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan. Lenders can do this because they do thorough financial background checks on borrowers before agreeing to lend money. Your interest rate will be based on how credi

Jan 01, 2020 | Refinancing a Home Preapproval Credit Purchasing a Home

Merry Christmas and a Happy New Year

Merry Christmas and a Happy New Year

All of us at Kings Mortgage Services, Inc. would like to wish you a very Merry Christmas and a Happy New Year! We hope that 2020 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, Kings Mortgage Services, Inc.

Dec 23, 2019 |

What Amounts Are Included in My Monthly Mortgage Payment?

What Amounts Are Included in My Monthly Mortgage Payment?

You think you understand how much your mortgage payment is going to be and then your first bill comes. There seems to be more included in your payment than you expected. What are all the different items on your monthly mortgage bill? Mortgage Principal

Dec 18, 2019 | Purchasing a Home

How to Cancel FHA Mortgage Insurance

How to Cancel FHA Mortgage Insurance

Mortgage loans made by the Federal Housing Administration can be a huge help to homebuyers without a large down payment. FHA loans require down payments of as little as 3.5%. Yet FHA mortgages come with some strings attached, namely FHA mortgage insurance

Dec 04, 2019 | Government Loans FHA Loans

How to Make the Most of a Home Inspection Before You Buy

How to Make the Most of a Home Inspection Before You Buy

Once you’ve put an offer on a home, the excitement sets in and you can’t wait to close. But there are some important things that need to take place before that day, namely a home inspection. You cannot see all a home’s issues from a walk

Nov 27, 2019 | Purchasing a Home Mortgage Advice

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