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Blog Posts:

What is the Difference Between a Mortgage Interest Rate and the APR?
Your Mortgage Closing Checklist
Choosing the Best Type of Refinance Loan
Home Buying in 2023 – What to Expect
Don’t Make These 7 Home Buyer Mistakes
Merry Christmas
How To Avoid Being House Poor
How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income
The Ultimate Mortgage Pre-Approval Document Checklist
Can’t Quite Afford a House Yet? Consider a Co-Borrower
Happy Thanksgiving
Disputing Your Property Tax Assessment Can Save You Money
5 Crucial Questions to Ask When Buying a Condo
5 Questions to Ask Yourself Before Buying a Vacation Home
Is a 15-Year Fixed-Rate Mortgage Right for Me?
Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?
What The Latest Fed Rate Hike Means for Mortgages
HUD Homes - Another Option for Buyers and Investors
What Tax Deductions are Available to Homeowners?
An Excellent Credit Score can Save you Big Money
Don't Let Rates keep you from Buying or Selling
Buying a Vacation Home: A Quick Guide
Will Getting a Mortgage Help My Credit Score?
Answers to the Most Frequently Asked Jumbo Loan Questions
Your Mortgage Application Document Checklist
The Top 7 Mortgage FAQs of First-Time Buyers
FHA Loans: the 9 Most Frequently Asked Questions
6 Ways to Save Money on Your Next Mortgage
How Soon After Buying Can I Refinance the Mortgage of My Second Home?
Is Now a Good Time to Buy a Vacation Home?
What Does It Take to Get an Investment Property Loan?
The Do’s and Don’ts of Buying A Vacation Home
Combat Rising Inflation on Your Debt with a Refinance Loan
Programs and Grants to Help First-Time Home Buyers
7 Essential Home Buying Questions
How to Avoid 3 Common Mortgage Scams
Home Equity Vs. Cash-Out Refinance Loans
Can You Afford a Second Home?
What if Rates Rise while my House is Under Contract?
How to Make Your VA Loan Competitive in a Hot Market
What’s the Difference Between the Sales Price and Appraised Value of a Home?
Can You Afford a Second Home?
What You Need to Know About FHA Loans in 2022
Will a HELOC Affect Your Credit Score?
Can You Get a Loan to Buy an AirBnB?
What an 18% Jump in 2022 Conforming Loan Limits Means for Me
How Long Should You Keep Your Mortgage Papers?
One Extra Mortgage Payment a Year Can Add Up to Big Savings
Who Owns My House: Me or My Mortgage Lender?
5 Reasons You Might Want a Non-Conforming Mortgage Loan
Creative Ways to Avoid Paying Closing Costs
5 Questions Unmarried Couples Should Ask before Buying a Home
Should I Do a Cash-out Refinance on My Rental Property?
7 Tips for Second-Time Home Buyers
Is the Market Headed towards 3-D Printed Homes?
Merry Christmas and Happy New Year
What Are Mortgage Origination Fees?
Buying a Home with help from Family
What does Homeowners Insurance Cover?
Happy Thanksgiving
Should I Ever Consider a Balloon Mortgage?
What is a Mortgage Contingency?
How to Prepare Your Home for an Appraisal
Happy Halloween
Americans Home Equity is at a Record High
How to Get Past First-Time Home Buyer Anxiety
Who Will I Work with in the Home Buying Process?
4 Other Ways to Save Without Refinancing
Fannie Now Accepts Timely Rent Payments as Credit Background
What is an eClosing?
Is Buying a House with an HOA a Good Idea?
Should I Get a Conventional or FHA Loan?
Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?
This New Mortgage Rule Could Save You from Foreclosure
How to Get a Mortgage Without a Credit Score
How Big Credit Card Purchases Can Hurt Your Mortgage Terms
Should I Buy, Build, or Renovate as a First-Time Home Buyer?
Can Refinancing Hurt My Credit Score?
Will My Mortgage Payment Increase Over Time?
What’s the Difference Between a Home Appraisal and Inspection?
What to Do if the Appraisal Comes in Low
How to Protect Your Information When Applying for a Mortgage Online
How to Avoid Delays in Your Home Buying Process
Can I a Buy a Home with Bad Credit?
How to Refinance After a Mortgage Forbearance
Should I Stay with my Current Lender when I Refinance?
5 Questions to Ask Yourself Before Applying for a Mortgage
What is the Best Way to Pay for Home Renovations?
Condo or Townhouse - Does it Matter?
There are LOTS of Reasons why You Might Want to Refinance
How Mortgages Are Affected by Property Use
Should I Buy a New or Existing Home?
What Loan Options are Available for Rental Properties?
How to Apply for a Mortgage Online
Why does Buying a Home require so much Insurance?
Mortgage Rates are Seasonal and Other Secrets
Time to Take Advantage of the Commercial Real Estate Market
Can you a Buy a Home with Bad Credit?
Two New Rules That Could Make Getting a Home Loan Easier
The Little-known Mortgage That Doesn’t Require a Down Payment
What’s the Difference Between a Jumbo and a Super Conforming Loan?
6 Tips for Saving a Down Payment as a Renter
Why ARM Loans Don’t Make Much Sense Right Now
4 Predictions for the 2021 Mortgage Market
Mortgage Lingo 101
Should I Pay Mortgage Taxes and Insurance on My Own?
Questions to Ask Your Mortgage Lender
How Much of My Income Should Go to My Mortgage?
Is My Credit Score Good Enough for a Mortgage?
Happy Thanksgiving
How the Eviction Moratorium Affects Landlords and Their Mortgages
Is It Possible to Escape Refinance Closing Costs?
Should I Pay Off My Mortgage with My 401(k)?
Happy Halloween
Should I Pay Off Student Loans with a Home Refinance?
How Often Can I Refinance?
How Often Do Credit Scores Update?
Why This Fall Might Be the Best Time to Buy a House
Is Now the Right Time to Buy Your First Home?
How the New Fed Policy Will Affect Your Mortgage Rates
The Little-known Mortgage That Doesn’t Require a Down Payment
Why a Mortgage is Good Debt
Should I Refinance into a 15-year Mortgage Now?
How Bad Is It to Miss a Mortgage Payment?
Do You Have Enough Money to Buy a House?
How are Mortgage Interests Rate Determined?
What Happens If I Lose My Job During the Mortgage Process?
Should I Prepay My Mortgage?
New FICO “Resilience” Credit Score Could Help Borrowers
Is Down Payment Assistance Still Available During COVID-19?
Buying a First Home in an Expensive Area
7 Tips to Improve Your Credit Before Applying for a Mortgage
What is an ARM loan?
You Can You Still Get a Home Loan with Tighter Standards
Understanding Mortgage-related Insurance
FHFA: Borrowers in Forbearance CAN Refinance
Is Now a Good Time for a Reverse Mortgage?
The COVID-19 Housing Market is Better than the Great Recession Market
How Long Does a Pre-Approval Letter Last?
4 Refinancing Mistakes to Avoid
What You Need to Know About Mortgage Forbearance
How To Get Help If You Can’t Pay Your Mortgage
How to Buy a Home During COVID-19
The Best Home Loans for Buying a Fixer-Upper
Can a Higher Interest Rate Actually be a Better Choice?
How Can I Qualify for a Home Equity Loan?
Will an Employment Gap Hurt My Chances for Mortgage Approval?
5 Strategies for Paying Your Mortgage Off Early
What Does It Take to Refinance a Jumbo Loan?
Is Applying for Mortgage Online a Good Idea?
Should You Buy a Second Home as Your First Home?
Refinancing Can Save You Money
5 Strategies for Paying Your Mortgage Off Early
Why NOT to Pay Off Your Mortgage Early
4 Reasons Why You Should Refinance NOW
What Costs Can I Expect as a Home Seller?
Passing of the Crown!
3 Things Lenders Don’t Want to See on Your Bank Statements
Merry Christmas and a Happy New Year
What Amounts Are Included in My Monthly Mortgage Payment?
How to Cancel FHA Mortgage Insurance
How to Make the Most of a Home Inspection Before You Buy
Happy Thanksgiving
4 Common Mortgage Refinancing Myths
6 Homebuying Mistakes to Avoid
Happy Halloween
Jumbo Loans for Veterans
6 Reasons to Become a Homeowner
Can I Refinance with Bad Credit?
Don’t Move Out Before You Sell
Is a Bigger Down Payment Always Better?
Can I Get a Mortgage Without a Credit Score?
9/11 A Day We Will Never Forget
How Does the Stock Market Affect Mortgage Rates?
How To Consolidate Debt with a Refinance Loan
Should you Buy an Investment Property?
How to Avoid Wire Fraud at Mortgage Closing
What’s More Important: Lower Home Prices or Mortgage Rates?
What is a Mortgage Servicer?
Energy Efficient Mortgage Program
What is a Loan-to-Value Ratio?
Happy 4th of July
Can I Refinance Without Closing Costs?
5 Tips for Buying an Investment Property in California
How Do I Get Rid of Private Mortgage Insurance?
Benefits to Mortgage Debt
What is a Physician Loan?
4 Loan Programs With Zero-Down Payment
The Essential Pre-Home Search Step
What is Mortgage Amortization?
4 Things to Understand About Credit Scores Before Applying for a Mortgage
How to Build Home Equity
How to Calculate Your Debt-to-Income Ratio
Can I Qualify for Down Payment Assistance?
What is a 5/5 ARM?
5 Ways to Save Money on Your Mortgage
Best Time of the Year to Buy a Home
5 Things to Do After Your Mortgage Closes
How Does My Credit Score Affect My Mortgage Rate?
How Long after Bankruptcy should I wait before Applying for a Mortgage?
Should I Choose a Cash-Out Refi or HELOC?
What is the Right Mortgage for Buying a Fixer-Upper?
What Are Mortgage Points?
Why Do Mortgage Rates Go Up and Down?
3 Things You Need to Know About ARM Loans
First-time Homebuyers should avoid these 5 Mistakes
Interest Rate vs. APR
The Ins and Outs of a Down Payment
Home Equity Loan vs. HELOC
Happy Holidays from Kings Mortgage Services, Inc.
2019 FHA Loan Limits
Everything You Need To Know About Prepayment Penalties
Should I Pay Off My Mortgage Before Retirement?
4 Documents You Need for Mortgage Pre-approval
Happy Thanksgiving from Kings Mortgage Services, Inc.
Jumbo Loan Basics
30-year Mortgages vs. 15-Year Mortgages
Happy Halloween
What is a Reverse Mortgage?
How to Get a Low Interest Rate on a HELOC
How to Qualify for a Mortgage When Your Income Isn’t Steady
6 Facts about Private Mortgage Insurance
Should I Roll My Student Loans into My Mortgage?
Should I Make a Biweekly Mortgage Payment?
What is a Piggyback Mortgage?
The Ins and Outs of a Home Equity Line of Credit
Home Buying Help: What is Escrow?
What Are Closing Costs?
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
How Much House Can I Afford?
The Top 4 Reasons You Should Get a VA Loan
Can I Qualify for an FHA Loan?
Should I Pay Mortgage Points?
What is the Difference Between FHA loans and Conventional Mortgages?
Happy Independence Day 2018!
What is the Difference Between Pre-approval and Pre-qualification?
Should I Rent or Buy?
4 Reasons You Don’t Want to Pay PMI
How borrowers can help make the mortgage application process go smoother
How Much Certain Things Will Affect My Credit Score
Biggest Mistakes Sellers Make
Freddie Repays Taxpayers; Fannie is Close
Important Updates to FHA and USDA Loans
6 Ideas to Help you Save
Young Adults and Credit
Real Estate Providing Positive Stimulus
Increases to FHA Mortgage Insurance

Kings Mortgage Services Inc.

VISALIA

3742 W Mineral King
Visalia, CA 93291
Phone: 559-713-1064
Fax: 559-713-1065

HANFORD

1507 N. 11th Ave.
Hanford, CA 93230
Phone: 559-585-7400
Fax: 559-585-7404

REEDLEY

935 G. St.
Reedley, CA 93654
Phone: 559-638-3338
Fax: 559-638-3301

KINGSBURG

1332 Draper St., Unit E
Kingsburg, CA 93631
Phone: 559-897-1539
Fax: 559-471-3977

CORPORATE

4244 W. Mineral King Ave.
Visalia, CA 93291
Phone: 559-713-1200
Fax: 559-713-1110

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act - NMLS 264441

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