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Blog Posts:

Why does Buying a Home require so much Insurance?
Mortgage Rates are Seasonal and Other Secrets
Time to Take Advantage of the Commercial Real Estate Market
Can you a Buy a Home with Bad Credit?
Two New Rules That Could Make Getting a Home Loan Easier
The Little-known Mortgage That Doesn’t Require a Down Payment
What’s the Difference Between a Jumbo and a Super Conforming Loan?
6 Tips for Saving a Down Payment as a Renter
Why ARM Loans Don’t Make Much Sense Right Now
4 Predictions for the 2021 Mortgage Market
Mortgage Lingo 101
Should I Pay Mortgage Taxes and Insurance on My Own?
Merry Christmas and Happy New Year
Questions to Ask Your Mortgage Lender
How Much of My Income Should Go to My Mortgage?
Is My Credit Score Good Enough for a Mortgage?
Happy Thanksgiving
How the Eviction Moratorium Affects Landlords and Their Mortgages
Is It Possible to Escape Refinance Closing Costs?
Should I Pay Off My Mortgage with My 401(k)?
Happy Halloween
Should I Pay Off Student Loans with a Home Refinance?
How Often Can I Refinance?
How Often Do Credit Scores Update?
Why This Fall Might Be the Best Time to Buy a House
Is Now the Right Time to Buy Your First Home?
How the New Fed Policy Will Affect Your Mortgage Rates
The Little-known Mortgage That Doesn’t Require a Down Payment
Why a Mortgage is Good Debt
Should I Refinance into a 15-year Mortgage Now?
How Bad Is It to Miss a Mortgage Payment?
Do You Have Enough Money to Buy a House?
How are Mortgage Interests Rate Determined?
What Happens If I Lose My Job During the Mortgage Process?
Should I Prepay My Mortgage?
New FICO “Resilience” Credit Score Could Help Borrowers
Is Down Payment Assistance Still Available During COVID-19?
Buying a First Home in an Expensive Area
7 Tips to Improve Your Credit Before Applying for a Mortgage
What is an ARM loan?
You Can You Still Get a Home Loan with Tighter Standards
Understanding Mortgage-related Insurance
FHFA: Borrowers in Forbearance CAN Refinance
Is Now a Good Time for a Reverse Mortgage?
The COVID-19 Housing Market is Better than the Great Recession Market
How Long Does a Pre-Approval Letter Last?
4 Refinancing Mistakes to Avoid
What You Need to Know About Mortgage Forbearance
How To Get Help If You Can’t Pay Your Mortgage
How to Buy a Home During COVID-19
The Best Home Loans for Buying a Fixer-Upper
Can a Higher Interest Rate Actually be a Better Choice?
How Can I Qualify for a Home Equity Loan?
Will an Employment Gap Hurt My Chances for Mortgage Approval?
5 Strategies for Paying Your Mortgage Off Early
What Does It Take to Refinance a Jumbo Loan?
Is Applying for Mortgage Online a Good Idea?
Should You Buy a Second Home as Your First Home?
Refinancing Can Save You Money
5 Strategies for Paying Your Mortgage Off Early
Why NOT to Pay Off Your Mortgage Early
4 Reasons Why You Should Refinance NOW
What Costs Can I Expect as a Home Seller?
Passing of the Crown!
3 Things Lenders Don’t Want to See on Your Bank Statements
Merry Christmas and a Happy New Year
What Amounts Are Included in My Monthly Mortgage Payment?
How to Cancel FHA Mortgage Insurance
How to Make the Most of a Home Inspection Before You Buy
Happy Thanksgiving
4 Common Mortgage Refinancing Myths
6 Homebuying Mistakes to Avoid
Happy Halloween
Jumbo Loans for Veterans
6 Reasons to Become a Homeowner
Can I Refinance with Bad Credit?
Don’t Move Out Before You Sell
Is a Bigger Down Payment Always Better?
Can I Get a Mortgage Without a Credit Score?
9/11 A Day We Will Never Forget
How Does the Stock Market Affect Mortgage Rates?
How To Consolidate Debt with a Refinance Loan
Should you Buy an Investment Property?
How to Avoid Wire Fraud at Mortgage Closing
What’s More Important: Lower Home Prices or Mortgage Rates?
What is a Mortgage Servicer?
Energy Efficient Mortgage Program
What is a Loan-to-Value Ratio?
Happy 4th of July
Can I Refinance Without Closing Costs?
5 Tips for Buying an Investment Property in California
How Do I Get Rid of Private Mortgage Insurance?
Benefits to Mortgage Debt
What is a Physician Loan?
4 Loan Programs With Zero-Down Payment
The Essential Pre-Home Search Step
What is Mortgage Amortization?
4 Things to Understand About Credit Scores Before Applying for a Mortgage
How to Build Home Equity
How to Calculate Your Debt-to-Income Ratio
Can I Qualify for Down Payment Assistance?
What is a 5/5 ARM?
5 Ways to Save Money on Your Mortgage
Best Time of the Year to Buy a Home
5 Things to Do After Your Mortgage Closes
How Does My Credit Score Affect My Mortgage Rate?
How Long after Bankruptcy should I wait before Applying for a Mortgage?
Should I Choose a Cash-Out Refi or HELOC?
What is the Right Mortgage for Buying a Fixer-Upper?
What Are Mortgage Points?
Why Do Mortgage Rates Go Up and Down?
3 Things You Need to Know About ARM Loans
First-time Homebuyers should avoid these 5 Mistakes
Interest Rate vs. APR
The Ins and Outs of a Down Payment
Home Equity Loan vs. HELOC
Happy Holidays from Kings Mortgage Services, Inc.
2019 FHA Loan Limits
Everything You Need To Know About Prepayment Penalties
Should I Pay Off My Mortgage Before Retirement?
4 Documents You Need for Mortgage Pre-approval
Happy Thanksgiving from Kings Mortgage Services, Inc.
Jumbo Loan Basics
30-year Mortgages vs. 15-Year Mortgages
Happy Halloween
What is a Reverse Mortgage?
How to Get a Low Interest Rate on a HELOC
How to Qualify for a Mortgage When Your Income Isn’t Steady
6 Facts about Private Mortgage Insurance
Should I Roll My Student Loans into My Mortgage?
Should I Make a Biweekly Mortgage Payment?
What is a Piggyback Mortgage?
The Ins and Outs of a Home Equity Line of Credit
Home Buying Help: What is Escrow?
What Are Closing Costs?
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
How Much House Can I Afford?
The Top 4 Reasons You Should Get a VA Loan
Can I Qualify for an FHA Loan?
Should I Pay Mortgage Points?
What is the Difference Between FHA loans and Conventional Mortgages?
Happy Independence Day 2018!
What is the Difference Between Pre-approval and Pre-qualification?
Should I Rent or Buy?
4 Reasons You Don’t Want to Pay PMI
How borrowers can help make the mortgage application process go smoother
How Much Certain Things Will Affect My Credit Score
Biggest Mistakes Sellers Make
Freddie Repays Taxpayers; Fannie is Close
Important Updates to FHA and USDA Loans
6 Ideas to Help you Save
Young Adults and Credit
Real Estate Providing Positive Stimulus
Increases to FHA Mortgage Insurance

Kings Mortgage Services Inc.

VISALIA

3742 W Mineral King
Visalia, CA 93291
Phone: 559-713-1064
Fax: 559-713-1065

HANFORD

1507 N. 11th Ave.
Hanford, CA 93230
Phone: 559-585-7400
Fax: 559-585-7404

REEDLEY

935 G. St.
Reedley, CA 93654
Phone: 559-638-3338
Fax: 559-638-3301

KINGSBURG

1332 Draper St., Unit E
Kingsburg, CA 93631
Phone: 559-897-1539
Fax: 559-638-3301

CLOVIS

755 N. Peach Ave., Suite A2
Clovis, CA 93611
Phone: 559-360-5158
Fax: 559-432-2796

ARROYO GRANDE

132 Bridge St.
Arroyo Grande, CA 93420
Phone: 805-904-6991
Fax: 805-904-6999

CORPORATE OFFICE

4244 W. Mineral King Avenue
Visalia, California 93291
Phone: 559-713-1200
Fax: 559-713-1275

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act - NMLS 264441

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