Esmeralda Ruiz - Hablo Espanol

NMLS # 845611


Esmeralda Ruiz - Hablo Espanol Loan Officer<br>
Esmeralda Ruiz - Hablo Espanol

Esmeralda Ruiz - Hablo Espanol

Loan Officer

Mortgage Calculators

Loan Programs



About Esmeralda

Loan Officer

I am first-generation Mexican-American born and raised in Tulare County, CA.  I became interested in this industry when I accompanied my parents to translate during a mortgage application, and I've never looked back!  

I love finance, and my favorite part is helping families get into their first home - or a dream home - when they tell me they never thought it would happen and now they have a place to call their own.  We all know that feeling – and it's what motivates me!

Contact me to see how I can assist you!


Contact Esmeralda

Esmeralda Ruiz - Hablo Espanol

Loan Officer

NMLS# 845611

3742 W. Mineral King Ave.
Visalia, CA 93291
State Licenses: CA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

Start your Loan Application

Apply Now