Teresa Coelho Halvorson

NMLS # 362122



Teresa Coelho Halvorson

Branch Manager/Loan Officer

Mortgage Calculators

Loan Programs



About Teresa Coelho

Branch Manager/Loan Officer

The joy of service is the driving force as Teresa enters her third decade as a mortgage lender, the same theme weaves its timeless truth throughout the fabric of her career.Her clients know they are valued, and are handled with the utmost care and respect. She takes great joy in assisting her clients in realizing the dream of home ownership, and placing them in just the right loan product which suits their family needs.

Growing up on a cattle ranch in the Huasna Valley, she knows the value of hard work, and the art of service.

Teresa previously served on the board of directors of the Central Coast Women’s Council of Realtors, CCWCR,  as well as directorship on the board of OperaSLO. She believes both organizations are deeply enriching, and present her the opportunity to give back to the local community in which she serves .

In her spare time, Teresa enjoys renaissance oil painting, and traveling with her family.

She looks forward to assisting you in all of your mortgage needs.

See Testimonials HERE.

Contact Teresa Today! (805) 710-2705


Contact Teresa Coelho

Teresa Coelho Halvorson

Branch Manager/Loan Officer

NMLS# 362122

State Licenses:

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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